There should be one central database or clearinghouse that all insurance companies could access to check the records of any insurance applicant or existing member for claims (and all related information, like outcome) they have made against other insurers. This way, potential insurance scammers, who often scam from many different companies, could be spotted more quickly.

Perhaps this information should be included in the Civilian Records database to make for a more streamlined system to quickly identify discrepancies or incongruities in a person’s activities.